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Mortgage Analyst Free Sample Resume - Resume Example - Free Resume Template - Resume Format - Resume Writing






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AMY SMITH
123 Main Street Atlanta, Georgia 30339
Home: (555) 555-1234, Cell: (555) 555-1235 asmith@sample~resume.com


Objective:   Seek the Position of Mortgage Analyst

SUMMARY:   Exceptionally knowledgeable and goal-oriented Mortgage Analyst with huge background helping to analyze the collateral mix, credit risk, profitability and performance of organization's mortgage products; performing analysis to support mortgage product managers and senior management in making credit and pricing decisions.

Summary of Qualifications

  • More than six years experience.
  • In-depth knowledge of Excel pivot tables and OLAP cubes.
  • Solid understanding of basic statistics.
  • Great familiarity with logistic regression or survival models.
  • Excellent multi-tasking abilities and communication skills.
  • Solid knowledge of SQL and SAS.
  • Broad understanding of residential mortgage loans.
  • Detailed knowledge of processing, underwriting and closing    procedures.
  • In-depth knowledge of conventional, government, and    portfolio guidelines.
  • In-depth understanding of the computer loan application    system.
  • Proven computer skills.
  • Knowledge of federal lending regulations governing residential    real estate lending.
  • Demonstrated leadership and organizational skills.
  • Strong written and verbal communications skills.
  • Demonstrated teamwork and customer service skills.
  • Exceptional ability to analyze policies, procedures and    guidelines in a way that maximizes productivity but protects    the level of risk desired.

    Professional Experience

    Standard Mortgage Bank Inc., Minneapolis
    2002 - Present

    Mortgage Analyst
    • Manage pipeline of conventional, government, and portfolio loans.
    • Process all loans, including the most complex files.
    • Evaluate loan documentation and clear conditions as per delegated authority.
    • Achieve and maintain internal training and certification for underwriting decision and delegated authority.
    • Validate automated underwriting decision per delegated authority.
    • Maintain high level of customer service by being proactive in communicating with the borrowers and loan originators.
    • Ensure accurate, complete, and timely loan data on processing system.
    • Actively participate in ongoing efforts to continually improve customer service for internal and external customers.
    • Responsible for appropriate section of HMDA Worksheet.
    • Review exception reports to ensure all tasks are completed.
    • Serve as an intermediary for loan issues with Loan Originators and other related departments.
    • Assist in training new hires.
    • Take active role as an escalation point within the team based on experience and knowledge.
    • Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
    • Perform any other duties as assigned.

    Mortgage Lending Association, Minneapolis
    2000 - 2002

    Loan Originator
    • Solicited residential first mortgages through contacts with realtors, builders, and developers.
    • Provided service to customers and prospective customers seeking residential mortgage loans.
    • Interviewed applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtained and analyzed pertinent financial and credit data.
    • Arranged for appraisals of residential properties and title searches, obtained necessary documents.
    • Approved or rejected loans, referring larger loans to senior officers or loan committee if applicable.
    • Followed current loans to ensure conformity with terms.
    • Negotiated terms and conditions of loan with mortgagors.
    • Kept informed of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government insured mortgages.
    • Called on potential or existing customers as assigned to develop new business or retain existing business.
    • Performed all other duties/special projects as assigned.

    Education

    Bachelor's Degree in Economics
    University of Minneapolis (2000)




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