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Credit Analyst Free Sample Resume - Resume Example - Free Resume Template - Resume Format - Resume Writing






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AMY SMITH
123 Main Street Atlanta, Georgia 30339
Home: (555) 555-1234, Cell: (555) 555-1235 asmith@sample~resume.com


Objective:   Seek the Position of Credit Analyst

SUMMARY:   Remarkably knowledgeable, self motivated and result-oriented Credit Analyst with huge background analyzing paying habits of customers who are delinquent in payment of bills and recommending action; and ensuring Company credit policies and procedures are adhered to.

Summary of Qualifications

  • More than six years experience.
  • Strong communication skills, both verbal and written.
  • Profound analytical skills.
  • Exceptional knowledge of financial analysis that includes the ability to assess historical financial performance, cash flow, industry and competitive analysis and projections.
  • Strong business and industry knowledge.
  • Deadline oriented, Team Player.
  • Remarkable proficiency with personal computer, MS Office (i.e., Excel and Access).
  • Immense problem recognition and resolution skills.
Professional Experience

Standard Alliance Inc., Minneapolis
2002 - Present

Credit Analyst
  • Perform quarterly review of major customers through performing financial analysis and review of 10K & 10Q publications.
  • Perform annual reviews of all customers through review of publicly available material, including Dun & Bradstreet, along with other 3rd party reports and references.
  • Perform credit risk assessments of new customers.
  • Perform assessments of current and new vendors through use of publicly available and Dun & Bradstreet material.
  • Maintain working knowledge of industry and economic events having an impact on operations.
  • Maintain internal databases with credit risk & credit limit information.
  • Assist with the billing of detention and application of contract exceptions.
  • Assist with the analysis of detention disputes.
  • Perform special project as assigned by Management.

Rainbow Resources, Minneapolis
2000 - 2002

Credit Analyst Intern (under supervision)
  • Performed cash flow analysis and financial statement analysis by using advanced accounting skills.
  • Developed credit histories by compiling financial information.
  • Interpreted financial and specific industry trends and customer data financial spreadsheets on customers; categorized and entered data; analyzed data.
  • Maintained historical studies of customers by compiling and analyzing financial developments; comparing industry and company statistics.
  • Provided feedback to Credit Analysis Manager and commercial lenders regarding the structure of loans.
  • Maintained ongoing communication with commercial lenders on status of deals.
  • Tracked and periodically reported status workload to Credit Analysis Manager.
  • Tracked outstanding loan covenants as direct by Credit Analysis Manager.
  • Contributed to team effort by accomplishing related results as needed.

Education

Bachelor's Degree in Accounting

University of Minneapolis (2000)




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