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Consumer Loan Officer Free Sample Resume - Resume Example - Free Resume Template - Resume Format - Resume Writing






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AMY SMITH
123 Main Street Atlanta, Georgia 30339
Home: (555) 555-1234, Cell: (555) 555-1235 asmith@sample~resume.com


Objective:   Seek the Position of Consumer Loan Officer

SUMMARY:   Top notch Consumer Loan Officer with huge background in examining, evaluating, and authorizing or recommending approval of customer applications for routine lines of credit, commercial loans, real estate loans, consumer credit loans, and credit card accounts.

Summary of Qualifications

  • Strong ability to read, analyze, and interpret general business    periodicals, professional journals, technical procedures, and    governmental regulations.
  • Remarkable ability to write reports, business correspondence,    and procedure manuals.
  • Profound ability to effectively present information and respond    to questions from groups of managers, clients, customers, and    the general public.
  • Exceptional ability to work with mathematical concepts such    as probability and statistical inference.
  • In-depth ability to apply concepts such as fractions,    percentages, ratios, and proportions to practical situations.
  • Uncommon ability to solve practical problems and deal with a    variety of concrete variables in situations where only limited    standardization exists.
  • Solid ability to interpret a variety of instructions furnished in    written, oral, diagram, or schedule form.

    Professional Experience

    Commerce Bank Inc., Minneapolis, MN
    2002 - Present

    Loan Officer Consumer-Commercial
    • Review, process, close and administer loan proposals.
    • Interview applicants and request specified information for loan applications.
    • Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan and submit application to credit analyst for verification and recommendation.
    • Correspond with and interview applicants or creditors to resolve questions regarding application information.
    • Approve loan within specified limits or refer loan to loan committee for approval.
    • Ensure loan agreements are complete and accurate according to policy.
    • Maintain database and monitor performance of loans.
    • Confer with underwriter to aid in resolving mortgage application problems.
    • Analyze potential loan markets to develop prospects for loans.

    TWV Tires Inc., Minneapolis, MN
    1998 - 2002

    Commercial Sales Representative
    • Responsible for customer satisfaction. Maintained customer accounts internally and externally.
    • Responsible for account acquisition, account retention and account penetration of a portfolio of customers and prospects.
    • Developed and built consultative relationships with existing and future accounts.
    • Established business plans; developed customer strategies, set expectations and goals through a planning process that included itineraries, call reports, and target account management.
    • Collected information on competitive new tire and retread products and services in the market.
    • Identified opportunities for the company and worked closely with customers.
    • Responsible for program compliance, administrative requirements and technical expertise.
    • Responsible for making routine customer contacts and for pick-up and delivery of customer tires, wheels and ancillary products.
    • Responsible for receiving credit applications on all new customers and credit information on existing customers as required by the credit department.
    • Assisted in collecting past due money from customers in partnership with the credit department.
    • Communicated and delivered the "TWV package of value" to customers.
    • Responsible for performing and monitoring the mounted tire programs, out of service tire analysis programs, product testing and evaluations, fleet inspections and inventory management programs.

    Education

    Bachelor's Degree in Economics
    University of New York (1998)




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