Job Requisition Number: 173622 .
Job Title: Credit Analyst CarMax .
Location: Irvine,CA, California 92618-0000 United States .
Hrs/Wk: 25 .
Employment Type: Part-Time .
Job Description:
CREDIT ANALYST CARMAX
Responsible for the full-spectrum lending activity within the CarMax pilot. Responsible for making prudent, accurate and prompt credit decisions within established approval/exception guidelines, in compliance with all state and federal regulations, and in adherence to all Dealer Services Core Auto Lending practices, policies, and procedures. Teams with the other CarMax Credit Analysts to establish, maintain, and enhance the credit product offered to the customer.
RESPONSIBILITIES:
Analyzes information received from credit applications and credit reporting agencies to make prudent credit decisions.
Leverages risk versus reward, to ensure credit quality and profitability. Makes exceptions to normal guidelines when necessary.
Monitors dealer and portfolio productivity, and responds appropriately to Credit Risk analysis and guidance.
Conducts real-time customer interviews and investigations on non-prime credit applications to gather and document information pertaining credit decisions.
Establishes and maintains CarMax Team (credit analysts) relationships via regular telephone and email communication.
Communicates with operations department to assist adherence to funding Service Level Agreement.
Coordinates with operations department to examine and evaluate proper documentation for funding.
Actively participates in regularly scheduled staff meetings to communicate/share trends, Policy &Procedures, goals, updates, and other pertinent information with associates and managers.
Provides excellent customer service at all points of customer contact internally and externally.
QUALIFICATIONS:
Four-year college degree preferred.
Minimum of 6+ years of experience in credit analysis and processing.
Non-prime/sub-prime lending experience preferred.
Requires exceptional analytical and problem solving skills with a successful record of accomplishment underwriting loans and weighing risk for reward.
Must be service oriented and possess exceptional written and verbal communication skills.
Requires a thorough knowledge of Dealer Services Core Auto Lending practices, policies, and procedures.
Requires thorough knowledge of all state and federal regulations.
Requires thorough knowledge of all Dealer Services products and services.
Requires novice skill level of computer usage to utilize the credit processing system, and to receive/transmit written communications with internal or external contacts.
LOCATION INFORMATION:
Positions are remote (work from home). Must live near local dealer services branch office.
AVAILABLE SCHEDULES:
3 jobs Monday, Tuesday and Weekend - 26 hours
1 job Wednesday, Thursday and Weekends - 26 hrs
1 job M - F nights - 25 hours
Copyright (C)2007 HireDiversity.com
Applicant Category: Professional
Requisition Code: Work at home
Two Initials of Recruiter: bw
System Date: 01/24/2007
System Time: 14:37:32
Document Name(40): Credit Analyst CarMax
Source: HireDiversity.com - USA
SearchTerms: "work at home" "work from home"
URL(80): http://www.hirediversity.com/jobseekers/jobs/view.asp?ID=1691342&keywords=%22wor
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