Objective A challenging and rewarding position as a credit controller or loan officer that utilizes my commercial loan knowledge and expertise.
1998 - Present Commercial Loan Officer Capital Finance, Augusta, GA
Responsible for new business development and cross-selling of all bank products including cash management tools and investment products. Also responsible for all phases of underwriting loans including real estate analysis, cash flow models, profitability models and credit underwriting. Monitored and maintained new and existing portfolio of commercial clients. Reviewed and maintained portfolio, including approving draw requests, covenant compliance and quarterly updates.
1991 - 1998 Commercial Loan Officer, Southern Region Farmers & Merchants Trust, Atlanta, GA
Worked in four major loan offices, and assisted credit administrators and regional market officer. On three seperate times placed in the top 10% of 50,000 corporate employees during marketing contests.
1991B.S., Finance Ohio University, Athens, OH
Concentration: International Business