Mortgage Loan Officer Free Sample Resume - Resume Example - Free Resume Template - Resume Format - Resume Writing

• Great experience in banking and lending environment with basic knowledge of residential mortgage lending with solid knowledge of the local market and regulations.
• Excellent organizational skills and great ability to multi-task.
• Exceptional written and verbal communication skills.
• Solid interpersonal and negotiation skills.
• Proven proficiency in relevant computer applications.
• Strong ability to provide own transportation to travel as needed.
• Uncommon ability to build quality customer relationships.
• Remarkably detail oriented with a strong work ethic.
• Strong sales and customer service skills.
• Proven leadership skills and strong integrity.
• Excellent math, analytical and time management skills.
• Excellent written, verbal and listening skills.
• Highly motivated and driven to succeed.
• Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
• Profound working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
• In-depth familiarity with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
• Uncommon ability to analyze financial information.

• Responsible for the sales and marketing of TT&T Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, (Integrated Relationship Management), including the qualifying package of services, and insurance products.
• Execute effective mortgage marketing plans to meet and exceed agreed upon mortgage production goals.
• Maintain a complete and thorough knowledge of TT&T Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by the bank.
• Adhere to and comply fully with any and all TT&T policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law.
• Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as TT&T Mortgage products and their benefits. (Profiling)
• Consistently execute on TT&T's referral process (IRM) by introducing mortgage clients to other bank services for cross sell opportunities.
• Assist Mortgage Loan Administration with client, attorney, or appraiser document follow-up as determined through quality control or post closing review.

• Promoted loans through public contact and TT&T affiliates.
• Developed relationships with new and current Realtors, builders and borrowers to promote continuous business.
• Promoted ancillary products as presented by TT&T.
• Interviewed and pre-qualified prospective borrowers.
• Advised borrowers of lock-in policy and ensured lock requests were completed accurately.
• Informed borrowers and related parties of loan options, market conditions, documents and other requirements needed to close the loan.
• Reviewed new loan guidelines, programs, updates and changes.
• Assisted operations personnel in processing and closing loans.

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