123 Main Street • Atlanta, Georgia • 30339
Home: (555) 555-1234, Cell: (555) 555-1235
Objective: Seek the Position of Consumer Loan Officer
SUMMARY: Top notch Consumer Loan Officer with huge background in examining, evaluating, and authorizing or recommending approval of customer applications for routine lines of credit, commercial loans, real estate loans, consumer credit loans, and credit card accounts.
Summary of Qualifications
Strong ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, and governmental regulations.
Remarkable ability to write reports, business correspondence, and procedure manuals.
Profound ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Exceptional ability to work with mathematical concepts such as probability and statistical inference.
In-depth ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
Uncommon ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
Solid ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Commerce Bank Inc., Minneapolis, MN 2002 - Present
Loan Officer Consumer-Commercial
Review, process, close and administer loan proposals.
Interview applicants and request specified information for loan applications.
Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan and submit application to credit analyst for verification and recommendation.
Correspond with and interview applicants or creditors to resolve questions regarding application information.
Approve loan within specified limits or refer loan to loan committee for approval.
Ensure loan agreements are complete and accurate according to policy.
Maintain database and monitor performance of loans.
Confer with underwriter to aid in resolving mortgage application problems.
Analyze potential loan markets to develop prospects for loans.
TWV Tires Inc., Minneapolis, MN 1998 - 2002
Commercial Sales Representative
Responsible for customer satisfaction. Maintained customer accounts internally and externally.
Responsible for account acquisition, account retention and account penetration of a portfolio of customers and prospects.
Developed and built consultative relationships with existing and future accounts.
Established business plans; developed customer strategies, set expectations and goals through a planning process that included itineraries, call reports, and target account management.
Collected information on competitive new tire and retread products and services in the market.
Identified opportunities for the company and worked closely with customers.
Responsible for program compliance, administrative requirements and technical expertise.
Responsible for making routine customer contacts and for pick-up and delivery of customer tires, wheels and ancillary products.
Responsible for receiving credit applications on all new customers and credit information on existing customers as required by the credit department.
Assisted in collecting past due money from customers in partnership with the credit department.
Communicated and delivered the "TWV package of value" to customers.
Responsible for performing and monitoring the mounted tire programs, out of service tire analysis programs, product testing and evaluations, fleet inspections and inventory management programs.
Bachelor's Degree in Economics University of New York (1998)