Property-casualty insurance adjusters and life and health
insurance examiners must determine the validity of a claim and
negotiate a settlement. They also are responsible for determining how
much to reimburse the client. Occupations similar to those of
claims adjusters, appraisers, examiners, and investigators include
bill and account collectors;
medical records and health information technicians; billing and posting clerks; and
credit authorizers, checkers, and clerks, as well as
bookkeeping, accounting, and auditing clerks.
In determining the validity of a claim, insurance adjusters must
inspect the damage in order to assess the magnitude of the loss.
Workers who perform similar duties include fire inspectors and investigators and construction and building inspectors.
To ensure that company practices and procedures are followed,
property and casualty examiners review insurance claims to which a
claims adjuster has already proposed a settlement. Others in
occupations that review documents for accuracy and compliance with a
given set of rules and regulations are tax examiners and revenue agents, as well as
accountants and auditors.
Insurance investigators detect and investigate fraudulent claims and criminal activity. Their work is similar to that of private detectives and investigators.
Like automotive body and related repairers and
automotive service technicians and mechanics, auto damage appraisers must be familiar with the structure and functions of various automobiles and their parts.