BUDGET WORKSHEET

Name:

NET INCOME

WAGES, SALARIES, AND OTHER INCOME SOURCES:

____________YOURS
____________SPOUSE'S
____________UNEMPLOYMENT
____________FINANCIAL AID
____________INCOME PROPERTY
____________DIVIDENDS
____________INTEREST
____________SAVINGS
____________401 K
____________LIFE INSURANCE (CASH VALUE)
____________PELL GRANT
____________OTHER____________________
____________OTHER____________________

____________TOTAL INCOME

EXPENSES

HOUSING:

____________RENT
____________MORTGAGE PAYMENTS (FIXED)
____________SECOND MORTGAGE
____________MAINTENANCE FEES (CONDO OR COOPERATIVE)
____________MAINTENANCE AND FURNISHING

____________HOUSING EXPENSES

TRANSPORTATION:

____________AUTOMOBILE LOAN PAYEMENTS (FIXED)
____________GAS, OIL, OTHER MAINTENACE AND REPAIRS
____________LICENSES, PARKING, AND OTHER AUTO
____________OTHER

____________TRANSPORTATION EXPENSES

FOOD AND OTHER CONSUMPTION ITEMS:

____________FOOD AND HOUSEHOLD SUPPLIES
____________MEALS EATEN OUT
____________PERSONAL CARE
____________OTHER

____________FOOD AND CONSUMPTION EXPENSES

UTILITIES:

____________TELEPHONE
____________GAS AND ELECTRIC
____________WATER AND SANITATION
____________GARBAGE PICKUP
____________CABLE TV
____________OTHER

____________UTILITIES EXPENSE

TAXES:

____________REAL ESTATE
____________PERSONAL

____________TAX TOTALS

INSURANCE:

____________HEALTH AND MEDICAL WITHHELD FROM WAGES
____________LIFE
____________PROPERTY AND LIABILITY
____________AUTOMOBILE
____________DISABILITY
____________OTHER

____________INSURANCE TOTALS

CREDIT CARD PAYMENTS:

____________VISA
____________MASTERCARD
____________DISCOVER
____________GAS CREDIT CARDS
____________OTHER___________________
____________OTHER___________________

____________TOTAL CREDIT CARD PAYMENTS

CHILD CARE:

____________CHILD CARE EXPENSE

____________TOTAL CHILD CARE EXPENSE

LEISURE AND ENTERTAINMENT:

____________THEATER AND SPORTING EVENTS
____________HEALTH CLUB MEMBERSHIPS
____________NEWSPAPERS, MAGAZINES, ETC.
____________VACATIONS
____________HOBBIES
____________SPORTING EQUIPMENT
____________OTHER____________________
____________OTHER____________________

____________TOTAL LEISURE AND ENTERTAINMENT

CLOTHING:

____________NEW CLOTHING
____________LAUNDRY AND DRY CLEANING
____________OTHER____________________

____________CLOTHING EXPENSE

OTHERS:

____________GIFTS AND CHARITABLE CONTRIBUTIONS
____________DUES
____________MEDICAL
____________DENTAL
____________EDUCATIONAL
____________PERSONAL ALLOWANCES
____________LOANS____________________
____________LOANS____________________

____________TOTAL EXPENSES

SAVINGS:

____________SAVINGS ACCOUNT
____________RETIREMENT

____________TOTAL SAVINGS

____________TOTAL EXPENSES